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Reply to "Saving for college: keep in your reg investments or separate just for college"
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[quote=Anonymous][quote][b]Well, the best way to save for college is in a Roth IRA. You can use a backdoor Roth IRA if your income is too high. [/b] Second best would be 529s. I'm not sure what he means about how there's no benefit. There's the tax benefit, and I'm not sure how financial aid decisions are affected by the classfiication of the investments. [/quote] I know I can google, but if it's not too complicated, could you elaborate? Our income is too high for Roth IRAs. We're maxing 401k's and saving enough in a 529 to get the state tax deduction, but could do more.[/quote]
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