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[quote=Anonymous]I'm Horribly embarrassed to be in this position but here goes...
About five years ago I had crappy credit - massive credit card bills, late payments, the works. I made a promise to myself to get my shit together, and I have paid my credit card bill on time every month for the last five years no matter what. I made progress paying down debt but I still have some.
This past year has been really rough financially and I'm at the point where I'm basically living paycheck to paycheck. I have a credit card bill due Monday and I can't pay the entire minimum due. At this point the only options I see are:
1. Pay the bill seven days late when I get my next paycheck
2. Sell some jewelry my grandmother gave me to cover the minimum due
How bad will the repercussions be to my credit if I pay the bill late? Should I call the credit card company and let them know I'll be paying late? I really don't want to sell the jewelry but debt is such a slippery slope and I don't want to end up back where I was five years ago.
Also, can anyone recommend a place in NoVA or Montgomery County that will buy gold jewelry and stones? Most of the Cash for Gold places will only pay the value of the gold, not the stones.[/quote]

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