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[quote=Anonymous]I keep getting letters from our bank saying we might not have enough homeowners insurance. I understand you don't necessarily need as much insurance as you paid for your property since you paid for both the land and the structure and in the event of some catastrophe you would only have to replace the structure. But how does one determine how much is enough? Is it a percentage thing? Why would this have changed since when we bought the place (in 2008)? [/quote]
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