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[quote=Anonymous][quote=Anonymous]Op here. I think I am just looking for more financial freedom.  We have to think about every single purchase and if not in budget, we have to wait.  I really want to fix up our older home, and save for an addition, but it seems impossible to save up that kind of money on a steady income alone.  Just wondering what others do to supplement their income. (In terms of investing)[/quote]

My hhi is lower than yours, and I like reading about people's investing ideas too.  But maybe the issue is your mentality and not the amount of money.  You are being responsible and waiting until you have enough money to do things, and other people do not think this way.  They just go on vacation and lease that BMW if the spirit moves them to.  It used to be normal to have to save for a major project or purchase.  You are doing things right, so OWN IT.  We are fixing up our house too, but we are moving very slowly and doing as much as we can ourselves and waiting on nonessential projects.  We certainly have enough money to just spend a lot of our savings all at once, but we choose not to do that.  I've taught myself to enjoy spending money slowly and thoughtfully, and really appreciating what I buy, instead of just splurging.  I found that if I think "I CHOOSE not to spend my money on this right now" instead of "I'm obliged to save," I just feel a lot better.  Just a thought.[/quote]

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