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[quote=Anonymous]That national life insurance sounds like whole life-- stay far away from it and anyone who suggests you combine insurance with investments. (I'm sure someone will come along to say that for one in 100,000 people it makes sense to buy whole life insurance but I used to work in that area and I think it's probably more like 1 in 10 million, and if you don't have a team of financial/legal advisers and tens or hundreds of millions in assets you are not one of them). You want term insurance, and level term for as long as you expect to need it. For example, if your kid 2, you might 20 years, until your kid is out of college. If you might have another kid, consider 30 years (although it's a little more expensive). You can get quotes from different companies from sites like insure.com. You can also read up on insurance at CN/Money personal finance 101 website. [/quote]
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