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Money and Finances
Reply to "Struggling to Pay the Bills"
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[quote=Anonymous]You need to focus on the bare necessities and paying credit cards are not in my opinion. You need to pay your mortgage, put gas in your car and food on your table. That will ensure that you can focus on finding a job. Do you have a budget? You need to cut it down as much as possible (if you haven't already) - cancel cable, no eating out, etc. etc. Do you have a car payment? That can take out a huge chunk of your budget. Look into selling your car and getting something cheap ($1k-2k) for a while. Check out Dave Ramsey's plan for getting out of debt. You can also Google "allocated budget template" which will help you prioritize what you pay. Credit cards only get paid after you cover your other necessities. I agree with the PPs that recommended calling your credit cards and letting them know about your situation. Be frank with them. I know of people who shared their allocated budget sheet with their credit card companies to show them their situation. [/quote]
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