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Money and Finances
Reply to "Developing the discipline to stop spending -- I need tips"
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[quote=Anonymous][quote=Anonymous]Stop getting a tax refund. Get the money each month and use it for things you need. You need a budget - whether you get fancy software or use a piece of paper and a pencil. Just do it. You need to track all your spending for a couple months. I don't really believe you buy stuff you only need and that over bought groceries never go to waste. Stop kidding yourself.[/quote] You are an asshole. We have a budget. I do track all our spending. I know exactly where we overspend. My question was about developing mental discipline to stop doing so. And btw, wasted food is very rare around here whether you believe it or not. I have a thing about wasting food and pride myself on using everything. (Not counting kid waste like not eating sandwich crust or leaving an ounce of milk in their cup, I can't control that). [/quote]
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