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Money and Finances
Reply to "Developing the discipline to stop spending -- I need tips"
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[quote=Anonymous]I treat every purchase with a credit card as if I were writing a check for it. As soon as I buy something, I transfer the money in my checking to a savings account that is used for the credit card at the end of the month. Our cc bill gets paid in full from the "savings" every month. I have an app for my phone so I can do this really easily. When we get paid the first thing I do is put a certain amount into a real savings vehicle, not the CC savings account. The real savings vehicle is an account with Fidelity. The next thing I do is pay the bills all at once so Comcast, Pepco, etc get paid. Whatever is left is what we live on. [/quote]
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