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Real Estate
Reply to "Owner's Title insurance. Shopping around ?"
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[quote=REALTOR4U]No, it's not worth shopping around. The title company that is doing your settlement needs to be associated with the company in order to issue the policy and provide the needed information to your lender. 20:47 was on the right track but it doesn't matter where they bought it, just that the seller can provide you with a copy or the HUD that shows the Title Insurance policy. With this, you can request a re-issue rate that will provide you a good discount. The initial rates are registered with the State from my understanding and some Title companies will try to tell you the discount percentage decreases with age of the policy. The title policy is how the title companies make their money and pay their bills, not the $200-300 they charge for processing your settlement. Save yourself the headache and just pick the best title company![/quote]
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