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Reply to "I don't trust VA 529 prepaid"
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[quote=Anonymous][quote=Anonymous]Online degrees are getting more and more popular due to its much lower costs. It's likely VA public schools will offer online undergrad degrees in 10 years. http://www.nytimes.com/2013/08/18/education/masters-degree-is-new-frontier-of-study-online.html?pagewanted=all&_r=0 If i buy 529 prepaid semesters for my DC today, who knows if 15 years later it's only allowed to be redeemed for online degree courses?[/quote] The question you're really asking is whether the higher education pricing bubble will pop. I believe it will. I do think the days of 9% annual tuition increases are over and so the instate ROI of a prepaid tuition plan has been evaporated. I also think we'll see the quality of online courses increase, including more MOOC taught by elite professors. So, really, a 529 plan you actually own may be worth more since that money can be used for things like computers, study abroad, graduate school, etc. It's much more versatile.[/quote]
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