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[quote=Anonymous]...I say this because my insurance company just denied my water damage in my basement. I have the water backup rider that I pay extra for and Travelers told me today that they interpret this as to mean that indoor drains are covered but outdoor drains (my case) are not covered if the drain was not able to function as a drain. For me, it rained faster than the drain could handle and the water pooled at the door. They consider it surface water. Hello...is this not backed up water if the drain couldn't handle all of the water? (It was not clogged.) Am thinking of suing. Has anyone had a similar experience and won?[/quote]
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