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Reply to "where do you keep your emergency savings?"
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[quote=Anonymous]We have an account with Capital one (used to be ING) but may need to spend a lot of it on upgrades to a house before selling. We have about 4 months expenses in a CD (long story) that is coming due before we will do the upgrades. I am assuming it's bad to have emergency savings in a CD because of the penalty if you need it? Should we take it out and put it into savings or money market or something? We also have investments but I am keeping those for long terms savings.... [/quote]
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