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Real Estate
Reply to "Changing lenders mid-process... downsides?"
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[quote=Anonymous]We had a preapproval on a VA loan from one bank, and put it in our contract, and started the full application process with them. We fully intended to go with them until we noticed one of our other banks was advertising lower rates on the same kind of loan (30 yr VA). When we called and gave them all our information, they gave us a rate that was more than .5% lower than the first bank. What?!!! I'm assuming it's typical for people to shop around different bank quotes once it's time to actually get settled, but does this muck up the process at all to switch mid-stream? We're only about 1 week since we signed the contract and still have about 40 days til the agreed settlement. I know we have to submit a form to the seller that we're changing lenders, but is there something I'm missing or is this a no-brainer switch we should pursue and be thankful for?[/quote]
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