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Reply to "What's the point of an IRA"
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[quote=Anonymous]I actually would agree with the CPA. I would say that doing a backdoor Roth would be the best thing in those circumstances, but taking on all the restrictions of an IRA, plus paying ordinary income tax on growth that would be eligible for capital gains taxation (leaving aside the annoyance of tracking the tax-free basis for each withdrawal) probably makes it not worthwhile to do a nondeductible IRA. YMMV.[/quote]
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