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Reply to "Retirement savings for SAHM / non-wage earning spouse"
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[quote=Anonymous]If there is another thread on this - please point me there. I searched, but didn't find anything. My spouse has a fellowship that is considered income, but not salary. We pay taxes, but not SSI, Medicare or Income tax. Basically its treated like lottery winnings. He does not have a TSP or 401k at work available to him and with no salary is not able to contribute to an IRA. We max out my Roth 401k at work, but I was wondering if there any any other tax-protected retirement vehicles for non-income earning spouses. How do people with a SAH spouse save for retirement? Are they just limited to half the Federal max as a 2 income family? [/quote]
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