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Reply to "Take out small bit of Roth contributions for debt?"
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[quote=Anonymous][quote=Anonymous]Once you get your bonus, call up whoever you owe the medical debt to and negotiate. Tell them if they cut the amount you owe down to 1/3 to a half of the total, you will pay it off right now. If you owe multiple people, pay off whichever one will give you the biggest "discount." This really works. Don't take money out of your retirement account. [/quote] This. Don't take out of the Roth! Just get on a payment plan and pay away. You could use some of your emergency savings too. (And keep working hard, and you'll get another bonus soon!)[/quote]
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