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[quote=Anonymous]Yes call them asap.Hope they can help.
I got behind a few years ago.Called WF and was told they will try to qualify me for  Hamp program.After 6 months of calling and sending paperwork and waiting, I'm suddenly told that they are going to sell my house on auction.I was floored-I wasn't underwater and nobody told me the I hadn't qualified to the Hamp program.I did get the letter apologizing for the late notice about not qualifying for Hamp.
The balance had been sent to a collection company and it had bunch of fees tacked on it.I paid off the 9k to save the ca 40k in equity I had.
I pissed at myself for believing that somebody was working on my program.All I can think is that WF was overwhelmed with the applications.I got to talk to the lady working on my case only once.I mailed the paperwork, faxed it in,call them, I thought I did it all...I had 15 year mortgage,wasn't underwater and I was 35.I offered to pay extra $400 'til I catch up.All fell on death ears.I had a mortgage in Europe once, took me 2 emails and 1000 euros to refinance it(probably because they didn't sell the loan).
Wf and group of other banks were sued. I should've joined the lawsuit, but felt like it might be a scam.
Still, call them.Hopefully they have time for you now that the biggest foreclosure wave is over.

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