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Reply to "What % of your monthly ne do you spend on housing PITI?"
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[quote=Anonymous]We are in the process of deciding if we can stretch for our dream house. We can make a 20% down payment, but are concerned about monthly expenses. The mortgage payments (including insurance) would be approximately 30% of our net monthly income. (By net, I mean after taxes, and other pre-tax witholdings such as insurance and 401K.) I am told this is well-within "the comfortable range" but I am not so comfortable. I'm trying to get a feel for has worked for other people in the area. I apologize if there are alot of other threads on this. I couldn't quickly find one that addressed percentage of monthly net. Thanks in advance![/quote]
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