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Reply to "which 403b vendor has the lowest expense ratios?"
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[quote=Anonymous]The offerings in each different company (Lincoln, Nationwide, VALIC, TIAA, and Fidelity) are different. Our planner likes something (or several things) from each company and has recommended that we purchase those. We rebalance as needed. We put the max in both the 403b and the 457, so we also get a significant tax break from that. (Of course the tax break would be the same even if we had it all with one company). The planner has also helped coordinate our retirement plans with other investments we have, so there is that level of balancing too. We take a lot of his advice, but not all of it - we don't blindly do everything he says.[/quote]
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