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Reply to "which 403b vendor has the lowest expense ratios?"
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[quote=Anonymous]I'm 11:09 above - our financial planner (fee based, so not making commissions off of us) emphasizes that one needs to look at the performance of the plan as well as the fees. He also emphasizes not having all your eggs in one basket. We have TIAA-CREF and Fidelity as well as some older plans from a previous job that we no longer contribute to (Lincoln, Nationwide, and VALIC). He has encouraged us to hang onto all of them as he says they give us a diversified portfolio. We have Vanguard funds within our VALIC plan (Windsor and Wellington). Look at the individual offering of some options and see if Vanguard funds are part of them. Our planner encouraged us to add Fidelity some years back and it has done great (although as our planner would say - you need to think long term and not get to excited over the current good times). [/quote]
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