Reply to Where to start with mortgage prequalification?

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[quote=Anonymous][quote=Anonymous][Quote]There really aren't any mortgage brokers anymore.... I know Eagle Bank to be fantastic, call First Savings Mortgage and First Financial Services.[/quote]

Another agent here. Eagle Bank and First Savings are fabulous. First Financial Services is NOT, in my very recent experience. And despite what PP says in his/her first sentence above, those three are indeed all mortgage brokers, which very much still exist. Otherwise fairly good advice above. PenFed and other credit unions are SLOW.
[/quote]

I was talking mortgage broker in the sense of: call this guy and he can shop around to several banks for you. Like in 2005 when there were 100's of those people. They don't really exist anymore (though in some online formats they do.) If you call Eagle Bank, they give you a loan with Eagle Bank, not with Wells Fargo or something else. That's what I meant by brokers not really existing.

Curious - did you use First Financial out of Logan Circle? I know so many people who used them and loved them but I will say that I had a client a few years back do a transaction with them and they dropped some stuff at the last minute. But they were the best choice because of circumstances - they talk directly to their underwriters, so they could explain a credit report blip as opposed to Banks like B of A where they would say "nope" without even hearing an explanation.[/quote]

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