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Reply to "How much emergency fund cash do you have?"
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[quote=Anonymous][quote=Anonymous]You have $70,000 sitting in liquid cash? [/quote] It's mostly in a conservative Vanguard account making a decent return, but liquid. Part is in FDIC insured account, but I can't justify doing much since it makes so little interest. The amount is based on an estimate of reasonable living expenses for X months if we were both to lose our jobs. We would also use it for medical emergencies, etc. We save separate amounts for house-related expenses/emergencies (e.g., replace furnace, etc.)[/quote]
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