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Real Estate
Reply to "Where to start with mortgage prequalification?"
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[quote=Anonymous]I know this is a dumb question. When I bought my condo 10 years ago, I went through a first-time homebuyer program and thus did not have to search for a lender, since the program was through Bank of America. Now I'm trying to see what I'm able to buy, and there are so many choices that I don't know where to start. A mortgage broker? My credit union? Just any random bank? Some internet-based bank? Is there a way to compare costs accurately, or is it enough just to compare the APR of the various loan offerings? Once I have a prequalification letter in hand, am I required to go with that lender, or if another lender starts offering a more attractive rate, could I switch after I have a ratified contract? Thanks for help with the basics. :) [/quote]
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