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[quote=Anonymous]I posted a couple months ago with questions on how to refinance my car.  Well I did, and I went from a 6.99% interest rate to a 2.64% interest rate.  Because my new loan is with BOA, which is where all my banking is (checking, savings, credit card)- it's online with my other accounts.  Suddenly I can see it right in front of me and make payments easier than ever.
I know it sounds easy/silly, but before, my payments would get taken out automatically each month and I never really saw it on my screen or on paper, and therefore never went out of my way to make extra payments.  Now every time I log on to see my accounts, my car loan is right there and I've been putting extra money into it whenever I can- which I NEVER did before.
I made an extra $100 babysitting the other day- I put it right onto my car loan.  I worked a little over time at work and made an extra $70- put it onto my car loan.

I am not sure what the point of this post is- I am on a tight budget and never paid any extra on my loan- but I just feel like the smart thing to do was right in front of me the whole time- for some reason since I can access it and put money on it so easy now, I'm going to aggressively start paying it off (well, "aggressively"- a little slower than that).
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