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Reply to "Pre-pay mortgage or put extra $ into savings?"
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[quote=Anonymous]If you are deciding between a money market account and your mortgage, and you don't need the liquidity of the MM (because you have a decent emergency fund, aren't planning to move soon, etc.) then it's a no brainer to prepay the mortgage. On the other hand, you could put it into ibonds (very liquid after one year, better interest rate than savings account), or, if you want to take a little more risk, a mutual fund (a low cost balanced fund, or index fund). You might also consider converting the IRAs to a Roth (depending on how much gain there is in them), [/quote]
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