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Reply to "s/o: how did you get yourself out of "the hole?""
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[quote=Anonymous]I am, too. Your next step is to put all of the money that you have been sending to credit cards into savings. That way you will have money for a down payment, and/or money to bring to the closing table if you have to sell your house at a loss. And keep reinvestigating refinancing every six months or so.[/quote]
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