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[quote=Anonymous]DH and I just bought a house.  We bought it knowing that in 2 years, his youngest from his previous marriage would be 18 and CS would end.  While not the ideal timing, we wanted to buy into the neighborhood that our kids would be attending school and our oldest was ready to start K last fall.

While 24 months is not a long time, it is when money is tight.  We can make the monthly bills but there is no money for extras--like haircuts for the little kids or the ability to take them out for ice cream.  We get hit with one little extra bill and the whole house of cards comes tumbling down for the month.  I have some options that can fix this so I'm wondering what to do.

Option 1--sell stock options--I can sell enough to pay for daycare tuition for our youngest through next July--basically cover all of next year since the year runs Aug - July.  That would free up $1500/per month.  There is enough in the option pot to do this for the remaining 2 years.

Option 2--in mid Oct, DH gets his bonus check.  There is a 60-40 (our favor) chance that his bonus will be $25K more than we anticipate.  I could hang on as is for the next 4 months and then if it happens, use the bonus to pay for the remainder of daycare and if it doesn't, revert back to Option 1.

Option 3--we've been living like this for a year already.  Just keep plugging along and count down the months.
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