Reply to WWYD first--pay down debt or save?

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Reply to "WWYD first--pay down debt or save?"

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[quote=Anonymous]HHI of just under $150K, and monthly take-home of around $7600 (after retirement, health insurance, and pretax FSA withholding).
We owe around $20K total in student loans and have been paying more than the minimum due every month, for a total of around $525 per month.
We are about to close on a new house that will increase our monthly mortgage and bills by around $1000-1200 per month, and DH is VERY anxious about money being tight for the next couple of years.  For that reason, he wants to increase the amount we have saved--right now we have 4-6 months of expenses saved and he seems to feel this is not enough of a cushion for his comfort level, and/or he would like to be saving more generally.
I feel like it makes sense to continue paying down our student loans so that we have fewer monthly expenses going forward, and because we can still afford it even with a higher monthly mortgage payment.  DH (who is usually quite conservative with money) has proposed not making payments for a while since we are ahead, which seems wrong to me.
Thoughts?[/quote]

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