Reply to people being hit super hard

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I just want to put it out there that the reality, for most americans, is one that is not wealth.

The other reality is that net worth aside, the amount of people affected by this economy is staggering, and for small business owners such as myself, who are impacted by other people's lack of money, its a domino effect.

I see very incredulous statements being made about people who dont have savings, have high credit card debt as a result of an economic downturn, and who generally seem offensive to some posters by saying their financial picture is horrible and its not because they made a bunch of terrible choices.

One good thing that I can say personally that has come from our experience with losing 30-50% of our income due to economic downturn, and who begged and borrowed to keep our home so far as we slowly rebuild and branch out into more stable markets is that i have come to understand that we are not all so different from the poorest poor of the world. Without that thing called CREDIT most of us would not have enought money to buy a house, a car, or anything at all. And its changed how we do business and how we think abotu money completely.

Ive paid off credit cards and made a budget and felt good, and built the business only to watch another downturn take it all away again. But we will keep rebuilding until the scales tip iour favor, which I believe they will, within a few years. [b]We just got a new contract for 2014, a brief windfall from what has been a disheartening decline interspersed with random high paying contracts here and there.[/b]

I see people posting with worst case scenarios, and Im just saying to you now: dont let these judgemental type comments deter you from whats important.

My old internist in Georgetown who I had to stop seeing because he did not take my insurance said this to me, and I quote:
"Everyone is being hit hard. The stress is very damaging. The most important thing to stay healthy is to exercise, get rest, and spend time with the people you love."

Words to live by. Hang in there everyone. 
[/quote]

You are headed in the same direction again. It's not a windfall that you received and when you view it as one, well that's a problem.

I don't really agree with most of what you posted.  Most of the people I know in this area who ended up in bad financial shape are people who just didn't want to see or know that the good times were going to end and instead lived in the moment.  [/quote]

You just had to go and ruin it
Just had to be the one to interject the vitriol
had to pee on the parade
[/quote]

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