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Reply to "Credit inquiry question"
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[quote=Anonymous]We had to buy a car earlier this year due to a car accident, and opted to finance about $8000 of it so we would have more cash reserves because we wanted to buy a house. We found a home about 2.5 months later and, while we did have to explain what the credit inquiry related to car purchase was for, it didn't seem to " ding" us too badly. Our credit scores were/are just over 800 and seemed to dip slightly (maybe 5-10 points?) after the car purchase. Good luck! It didn't end up being an issue for us, the credit inquiry nor the added debt (~150/month). We were prepared to pay off the car loan completely if it became an issue, however.[/quote]
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