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[quote=Anonymous][quote=Anonymous]I don't know what the rules are here, but I see over $1.5 million available should you and DW get hit by the bus. That will generate plenty of cash for the care of two children who can then spend down principle to pay for college. Buy more if you like, but I wouldn't be up at night worrying about it.[/quote] If we both die, I think there will be plenty for the kids. I'm more concerned about if one of us dies and the other is left looking after the kids with no income while getting back on their feet. Also, to replace the savings that the deceased parent would have contributed to college and retirement funds.[/quote]
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