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[quote=Anonymous]I'm waffling on getting more life insurance. Here are our details: - Husband, $250k 18 yr left on a 20 yr policy age 42 - Wife, $250k 23 yr left on 25 yr policy age 40 We have two kids age 4 and 1. Have net worth of slightly over $1m but income is less than $100k (expenses are low, no debt outside of less than $200k remaining on mortgage). Wife also has approx. $180k policy through work, but may not stay in that job long term. I'm considering getting another 20 year $250k policy each. Is that enough? Also recommendations on who to go to to get the best rates/insurance. I was very unhappy with the process last time (took months).[/quote]
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