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Reply to "Credit inquiry question"
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[quote=Anonymous]We are planning to buy a house soon (been trying for some time). Have excellent credit. Lease on our car ends in a month and we'd like to buy it out. Option 1: preapproved (no credit check) loan at 3.91%. Option 2: shop around for lower (think we can get close to 2%) but get hit by a credit check at a sensitive time due to possible home purchase. What would you do? Loan amt is ~ 16k. Thanks![/quote]
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