Reply to Is it too late to buy life insurance?

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[quote=Anonymous]Yes, once anything like that is in your records, it's doomsday - unless, however, you can slide in under some group policy thru work.  When I bought large life insurance policies on husband and self in our young 30s, the comopany sent out staff to take our blood pressure, etc., on site (also to make sure you weren't lying about non-smoking) to your home.  And they pawed through our medical records.  The same is true for disability insurance.  I was denied simply because I had once been prescribed a drug called Aricept post a car accident to deal with a concussion.  What the prescribing doctor - a psychopharmacologist who should have known better - is that once you have Aricept ANYWHERE in your records you will never ever get insurance because Aricept is the drug that Alzheimers' patients are on.  Had I known . . . oh well.   Can you get a group plan thru any membership?  ARe you old enough for AARP?  They have large group plans.  ABA (American Bar) used to have group plans for sole practitioners.  Most state Bars have group insurance plans - we're on one right now.[/quote]

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