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Reply to "hlpe me understand kids "life insurance" - any real benefits for them?"
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[quote=Anonymous]It is for poor people who cannot afford a burial if their kid dies. I'm only half-joking - I know people who took out policies on their kids, and that is what they told me. I assume that is what the saleman told them. Here's something explaining the basic idea, and why it's not a good investment: http://www.smartmoney.com/spend/family-money/do-newborn-babies-need-life-insurance-14879/ [/quote]
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