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Reply to "hlpe me understand kids "life insurance" - any real benefits for them?"
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[quote=Anonymous]I used to think kids life insurance was a creepy concept, but never looked into the whole life insurance option, which is what I am guessing (perhaps incorrectly) that those Gerber Life plans are. I have never had whole life insurance myself, so my understanding of it as an investment is limited. From what I gather you are paying into a "fund" that you can tap into later should you need to while still alive....? _If_ these kids plans allow them to start out with a chunk of money at the time they turn 18 that they can use towards something else, that is great, but then....why not just put money aside for them? Does it somehow accrue differently when in one of these "life insurance" plans? If anyone knows about this, please explain. And thanks in advance![/quote]
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