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Reply to "Explain to me the what the benefits are to REFI - I am just not getting it."
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[quote=Anonymous]It does restart your amortization schedule so your DH is right in that respect. However if you refi and the payment drops by $350, you can continue paying the original payment and your principal balance should drop even faster. Here's a great calculator to play with the numbers. You should click Show Amortization Table to see how much principal you would be paying with the new loan (after you plug in the numbers). http://www.bankrate.com/calculators/mortgages/mortgage-calculator.aspx [/quote]
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