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Reply to "Student loan payoff conundrum"
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[quote=Anonymous]I'd go with option 3 but that's because I also *dislike* having debt. What's smartest probably depends on the interest rate on the loans and the growth rate of your stock investments. The other thing to consider is how your financial decisions now will shape your family's incentives for having your wife continue to work or work part time in the future. If you expect that she will go back to work after the baby is born, but she becomes relaxed because her debt is paid off, what will that do to your household cashflow? [/quote]
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