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[quote=Anonymous]Op - can you afford these extra expenditures or are they creating financial hardship for the family?

I would make sure that your DW is part of working on the budget. You could alternate months that you each work on the budget as both of you should be very aware of what money is coming in and where it is going.

I would have a conversation with her while looking at the budget about the Other column. Some of it is probably stuff you need nad you don't ever wnat to start micromanaging but you may be able to look at it as it we cut back by $1000 each month on incidentals (that aren't in the budget) then we could save that or put in vacation fund etc...

You might find that some of it is not incidentals but actually necessary items that you have run short of - run in to get the milk then realize you also need eggs and might as well pick up bread to save a trip tomorrow kind of thing.  However if she is spending $ 350 or so a week in thrift shops, then yes, that is probably an area that can be explored.[/quote]

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