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[quote=Anonymous]Don't have any, they are a financial drain.   :mrgreen:

If you insist of having children:
One or two max. One or two years apart. Make sure the second is the same sex and is born in the same season and stay the same size through the seasons as the first one.  That way you only have to buy one set of clothes.  It is to have a sibling or IL that has a same sex child in the same season.  That way you get their hand me downs and all the other crap (swing, bouncy seat...).   Make sure your child is born without any extra needs like OT, speech therapy, surgeries, LDs, mental health issues.  Make sure they are smart, but not too smart- so they go to an inexpensive state university (not flagship).  Make sure they have enough persistence and  need for closure so they graduate and get a job and become independent financially at age 21.  Utilize the library, rummage sales, all the free museums in town, the free Kennedy Center stuff, the free music lessons on school...........

Children cost money.  Some cost more than others.  SOme cost quite a bit more.  You can not plan for all contingencies.  You have to jump in the deep end, parenthood isn't a toe dipping slow walk into the pool kind of thing.

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