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Reply to "best spacing for kids from financial perspective"
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[quote=Anonymous]The answer will depend on your liquidity constraints, personal discount rates, as well as some unknowables like the future increase in tuition fees, daycare costs etc. But as a first approximation, it doesn't make much difference. If you space them out to avoid paying daycare costs it will just mean you pay for daycare costs, college etc for longer. In any case having a child is a form of financial self-mutilation nowadays. Best to decide when to have them on other criteria - how frazzled are you, how close in age do you want them, etc.[/quote]
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