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Reply to "Another budget post: tell me how I'm doing (HHI=$145k)"
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[quote=Anonymous]I just have no idea if I'm saving appropriately or how to delineate savings for retirement, college, and extras. We are early 30's with one DC. Monthly net is ~$8500. [b]Budget:[/b] - 2500 mortgage - 1000 food/groceries including paper goods - 1300 daycare - 500 utilities, cell phones, life insurance - 100 home depot or similar - 160 biweekly house cleaner (necessary for sanity) - 200 car insurance + gas, etc. - 400 gifts and shopping (target, clothing...) - 200 gyms and health expenses - 150 diapers/supplies, etc. for DC - 500 extra (usually a big purchase or a vacation expense) Current savings = $60k emerg savings, $15k 529, $60k in retirement (we only contribute up to the match at each employer right now at 6% total) We usually spend a little over $7k a month and have almost $1500 left over. What should I be doing with it? [/quote]
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