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Money and Finances
Reply to "Debt that's already gone to collections"
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[quote=Anonymous][quote=Anonymous]To be honest, your credit already took the hit, the company sold it and now a second company is trying to collect on the debt (bought at a discount rate from the original company). While you technically owe the money, there's really no point in painting it. Maybe just focus on the future and pay it forward some other time. [/quote] I agree with this. Unless your will be able to repay the debts in a shorter time than the 7-year clock or whatever. Focus more on saving since you'll not be able receive credit for a few more years yet. And, honestly, I wouldn't even feel bad about it. Companies are bailed out all the time. You sound smart and your money would better utilized in the economy through other means than paying back old debts that will only many collection companies rich at this point. When you've regained your footing and created some wealth make a donation worthy cause in a few years. [/quote]
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