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[quote=Anonymous][quote=Anonymous]I am not going to pay $1600 for a mortgage. I just can't do it. That is just too much for me. I like the $1000 range. I will just keep saving. I might just have to move out of the area. My apartment can only go up to $963 in September, so that is another year of saving! I am just gonna save save save...I will try to bump up my 401K by 3%, but since they are taking $120 more a month in Social Security that was gonna be my savings.[/quote] Prudence is very wise. But remember at 100k you are probably in the 20% tax bracket, so your mortgage payment would be effectively reduced by that amount, at least for the first several years. You'll also be able to "write off" the baby which will increase your effective take home pay a bit. Babies don't care what their neighborhood is like or how big their house is, so you've plenty of time to make a decision. Congratulations![/quote]
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