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Money and Finances
Reply to "Refinancing ?s--Credit Union v. Big Bank"
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[quote=Anonymous]I'm far from a financial expert, so please bear with me. I'd like to refinance my mortgage from 2003--paid $365K, $155K down, $210K mortgaged at 6% for 30 years in conventional loan. I now owe $105,000 and want to refinance to either a 10 or 15 year loan--house is worth at least $420K and my credit rating is over 800. I'm a member of a credit union--should I use the credit union or larger bank? Should I be prepared to pay an upfront application fee? Where will I get better rates? Thanks for your patience and any answers you can provide. [/quote]
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