Toggle navigation
Toggle navigation
Home
DCUM Forums
Nanny Forums
Events
About DCUM
Advertising
Search
Recent Topics
Hottest Topics
FAQs and Guidelines
Privacy Policy
Your current identity is: Anonymous
Login
Preview
Subject:
Forum Index
»
Money and Finances
Reply to "Am I doing this right?"
Subject:
Emoticons
More smilies
Text Color:
Default
Dark Red
Red
Orange
Brown
Yellow
Green
Olive
Cyan
Blue
Dark Blue
Violet
White
Black
Font:
Very Small
Small
Normal
Big
Giant
Close Marks
[quote=Anonymous]Always keep some powder dry! Three percent in bonds is far too little, unless you're twenty years old and know you won't be looking at your account for ten years. If you're responsible enough to go in and rebalance once or twice a year when your allocations have drifted due to market conditions(say, a 5-6% spread), then you'd be nuts not to have 20-30% in bonds available to do this with. Another thing not to overlook is fees. Over time, funds with high fees and loads (yes, these still pop up in 401ks, unfortunately) will really eat into your returns. You're usually best off in the broadest, cheapest funds your plan offers. Not to bang the drum, but [url]www.bogleheads.org[/url] is really a marvelous resource for people trying to learn about investing without falling into the pitfalls that come along with it. Read their wiki, ask a few questions. You'll be amazed at what you can learn and do on your own.[/quote]
Options
Disable HTML in this message
Disable BB Code in this message
Disable smilies in this message
Review message
Search
Recent Topics
Hottest Topics
