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[quote=Anonymous]The rule of thumb was 100 less your age for stocks. However, many see this as too conservative now, and suggest something like 115-your age for the % you should have in stocks. This would suggest something like 80% stocks, 20% bonds, which is broadly where you are, so I think that is fine. There are different schools of thought on what percentage to have in foreign stocks. The two extremes would 0% foreign, on the basis that large US stocks give you sufficient foreign exposure, and 70 % foreign, on the basis that that matches global stock market capitalization. Most people would lean towards the former, and 15-30% foreign stocks would be typical. Again, I think your percentage is fine. Much more important than fiddling with your asset allocation is the amount you save, and the fees you pay. With a 401 you may not have much control over the latter.[/quote]
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