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[quote=Anonymous]Alright, I am a perpetual worrier. My fiance has $100k in student loans. I make $40k, he makes $30k. We're in MA. He is in the medical field, not using his degree. 
I think 10% of those loans are federal and the rest is Sallie Mae.  He can't keep up with the payments. He has used all his forebearances. He will be late on a payment, get a zillion calls from them, somehow scrounge up the money, then the cycle continues.  It's $600+/month that he just can't afford. I pay a higher portion of our rent/bills (because I make a little more and have less expenses than him), but not a huge difference. 
He wants to go back to school (to be an NP or PA), in a year, which of course will require more loans.
It's hard to discuss with him because I don't really have any good advice for him, nor do I have the practical answer ($$$). Honestly, if I had the money, I would of course help him out until he got back on his feet (as I know he would with me).

Neither of us want him to default - especially if he'll need more loans in the future.  I have excellent credit, no student loans- just a car loan w/ 2 years left.

What can I do?  I know it's not technically my responsibility, but any advice?  Any sites you can lead me to?  I'd like to point him in a direction he hasn't explored yet.

Also, if he DID default- what does that even mean?  What are the consequences?[/quote]

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