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[quote=Anonymous]So, DH just realized that his autopayment on his credit card was set up so the payment was being made late every month. This has been going on for at least six months (don't ask me why it took him this long to realize this). So in addition to paying a $35 late fee every month, his credit score is completely shot, like in the toilet. When he figured it out he cancelled his credit card. What is the best and quickest way to repair his credit. Would it be better to get a secured credit card in his name, or better for him to open up a regular credit card with me as a cosigner (I don't even know if this is an option with his score). Also, does anyone know how long it takes to recover your score from something like this? Thanks![/quote]
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