Reply to How much to expect to spend on a new house?

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[quote=Anonymous][quote=Anonymous]DH and I both work FT. I have always worked FT and have no desire to be a SAH parent. Neither does he. We have 2 preschoolers in full day preschool.

DH says we should buy a house based only on a single salary because its a safer thing to do and I totally disagree. Thoughts?
Does anyone do that?
It seems dramatically over-cautious to me.

By the way, I disagree because I think we'll end up in too-small of a home that we will quickly outgrow (which is what is happening now)[/quote]

We bought based on a single salary and it has made a big difference. F L E X I B I L I T Y  cannot be underestimated.  Neither can the reduced stress.  We used the extra money to save for renovations and paid cash for those and we used/are using the extra money for college savings.

It reduces stress when one of you gets a toxic boss and needs to find a new job.  You can look at taking a step back to get out of the toxic environment before it drains you dry.

It reduces stress when one of your children has an issue that requires more parenting time and one of you can negotiate part time for the time being.

It reduces stress because you can afford a nice vacation where you want to go. Or an every other week maid service or a lawn service so you can spend more time together as a family or with each other alone at an Inn for the whole weekend.

It reduces stress because then you can take the job you LOVE and not just the one that pays the best.[/quote]

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